Mortgage Protection
Term life insurance that can pay off your home if you pass away, so your family can stay in the house. Many plans include living benefits for serious illness.
Learn about mortgage protection →Independent Licensed Insurance Agency · 15 States
Life Insurance, Medicare Advantage and Hospital Indemnity
- Licensed in 15 states, including Michigan, Ohio, Florida, Texas, and more
Protecting what matters most
Final expense, life, and Medicare Advantage plans from the carriers families trust.
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*Day-one coverage depends on health answers and carrier rules. Some applicants may qualify only for a graded or guaranteed-issue plan with a waiting period.
Peace of Mind
Programs with highly rated, state-regulated carriers, all in one place.
We Listen
Clients told us what they like and dislike most about insurance. We listen and deliver.
Tailored Coverage
Experts in life and health insurance. We know what is available and what fits.
How we can help
Insurance for families at every stage of life
Final Expense
Permanent whole life coverage from $5,000 to $50,000 to pay funeral, burial, or cremation costs so your family is not left with the bill. Coverage lasts to age 121, builds cash value over time, and many plans need no medical exam; approval depends on your answers to health questions.
Quote final expense →Life Insurance
Term and whole life to protect your income, mortgage, and the people who depend on you. Coverage from $25,000 to $10 million.
Ask about term life →Medicare Advantage
Medicare Supplements, Medicare Advantage, and Part D drug plans. We help you compare costs, doctors, and prescriptions before you enroll.
Ask about Medicare Supplement →Hospital Indemnity
Mutual of Omaha's Hospital Protection Plan pays cash directly to you for covered hospital stays, helping with deductibles, copays, and everyday bills.
See our hospital plan →Instant final expense quoter
Get an Instant Final Expense Quote
Answer a few quick questions to see estimated monthly rates. Quotes are estimates only; final rates depend on your health answers and carrier approval. A licensed agent will review your options with you.
Looking for term life, mortgage protection or IUL? Contact us and a licensed agent will prepare a quote for you.
Medicare Advantage explained
Turning 65? Here is the simple version.
Medicare has four parts, and the choices can feel overwhelming. We sit down with you, review your doctors and prescriptions, and explain your options clearly before you choose.
Book a Free Medicare Advantage ReviewWe do not offer every plan available in your area. Currently we represent 7 organizations (Aetna, Devoted Health, Humana, Molina Healthcare, UnitedHealthcare, Wellcare, and Zing Health) which offer Medicare plans in your area. Please contact Medicare.gov, 1-800-MEDICARE (TTY 1-877-486-2048), or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.
- Part A
- Hospital insurance: inpatient stays, skilled nursing, and hospice.
- Part B
- Medical insurance: doctor visits, outpatient care, and preventive services.
- Part C
- Medicare Advantage: private plans that combine A and B, often with drug, dental, and vision benefits.
- Part D
- Prescription drug coverage offered by private insurance companies.
State-regulated, highly rated companies
Carriers we represent
Contact us today
Call, text, or stop by the office.
Office: 734.827.9990
Email: [email protected]
4884 South Wayne Road
Wayne, Michigan 48184